Zakat Calculator
Calculate your annual Zakat according to Islamic rules: nisab (gold/silver), 2.5% on zakatable assets.
Results
ℹ️ How to calculate Zakat?
Zakat = 2.5% of zakatable assets (savings, gold, investments) held for a full lunar year (hawl) above the nisab (equivalent to 85g of gold). Debts are deductible.
Zakat Al-Mal in Morocco — Rules and Calculation
Zakat Al-Mal is one of the Five Pillars of Islam. It is obligatory on Muslims who own wealth above the nisab threshold for a complete lunar year (hawl). The standard rate is 2.5% (1/40) of zakatable assets.
Nisab and Zakatable Assets in Morocco 2026
- Nisab (gold) — value of 85g gold ≈ MAD 76,500 in 2026
- Cash and bank deposits — 2.5% on full balance after a lunar year
- Trade goods — 2.5% of market value at hawl completion
- Shares and funds — 2.5% of market value (consult a scholar for complex portfolios)
- Excluded — primary home, personal vehicle, household furniture
Zakat Al-Fitr (end of Ramadan) is separate: a fixed amount per household member, approximately MAD 20–25 per person in Morocco in 2026, paid in food staples or their monetary equivalent.
Also useful: Currency Converter (for gold prices) · Savings Calculator · Currency Converter MAD
📐 Zakat formula
Due if wealth reaches the nisab and a lunar year has passed
Nisab = value of 85 g of gold (or 595 g of silver)
📊 What is included in the Zakat base
| Subject to Zakat | Excluded |
|---|---|
| Cash and savings | Primary residence |
| Gold and silver | Personal car |
| Trade goods | Furniture and personal items |
| Recoverable debts | Debts you owe (deducted) |
💼 Zakat scenarios
Zakat = 100,000 × 2.5% = 2,500 MAD.
Base = 40,000, Zakat = 1,000 MAD.
💡 Practical tips
- The nisab is the value of 85 g of gold; follow the current gold price to set it.
- Your due debts are deducted from the Zakat base before calculation.
- The Zakat rate on wealth is 2.5% after a full lunar year.
⚠️ Limits and disclaimer
- Zakat on crops and livestock has different thresholds and rates.
- For special cases, consult a religious scholar.
Last updated: February 2026.
❓ Frequently asked questions
What is the Zakat rate on wealth?
2.5% of wealth that reaches the nisab and has been held for a full lunar year.
What is the nisab?
The minimum threshold for Zakat, equal to the value of 85 g of gold or 595 g of silver.
Are debts deducted?
Yes, your due debts are subtracted from the Zakat base before calculation.